Open IRA Savings Account
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If you would like to open an IRA, but cannot meet the $1,000.00 minimum for a certificate, or just want to keep your money accessible, an IRA Savings Account could meet your needs. There is no minimum balance requirement and deposits made can be as low as $5.00 (up to your contribution limit). Once you accumulate $1,000.00, you can transfer your funds into an IRA Certificate to earn even a higher rate of return.